What is Capital Gains Tax?

Capital Gains Tax is levied on profits earned from the sale of capital assets such as property, shares, mutual funds, or gold. Calculating capital gains correctly can be tricky due to indexation benefits, exemptions, and different tax rates. Our experts make it simple and help you reduce liability legally.Capital Gains Tax is the tax paid on profits from the sale or transfer of a capital asset. Assets include real estate, stocks, mutual funds, bonds, and gold.

Short-Term Capital Gains (STCG)

When assets are sold within the specified holding period

Asset Class Long-Term Holding Period
Equity Shares / MF ≥ 12 months
Property ≥ 24 months
Debt Funds / Gold ≥ 36 months

Long-Term Capital Gains (LTCG)

When assets are held beyond the specified holding period

Asset Class Long-Term Holding Period
Equity Shares / MF ≥ 12 months
Property ≥ 24 months
Debt Funds / Gold ≥ 36 months

Capital Gains Calculator

Our intelligent calculator shows you both short-term and long-term capital gains along with accurate tax liability calculations for all asset types.

Enter Details

Purchase price, sale price, and holding period

Step 1

Auto Calculate

Automatic indexation and exemption benefits

Step 2

Get Results

Instant tax liability and planning insights

Step 3

Capital Gains Tax Rates in India

Current tax rates applicable for different asset classes and holding periods

Short-Term Capital Gains

Equity Shares & Mutual Funds

Listed equity shares and equity-oriented MFs

15%

Other Assets

Property, gold, debt funds, etc.

As per slab rates

Long-Term Capital Gains

Equity Shares & Mutual Funds

Above ₹1 lakh, without indexation

10%

Equity Shares & Mutual Funds

With indexation benefit

20%

Benefits of Using Our Capital Gains Calculator

Our calculator makes tax planning faster, easier, and more accurate with comprehensive features designed for all types of investors.

Accurate Computation

Automatically calculates short-term and long-term capital gains with indexation benefits

Saves Time & Effort

No manual calculations needed. Get instant results and reduce risk of errors

Multiple Asset Classes

Works for property, mutual funds, stocks, gold, and other investment assets

Indexation Benefits

Automatically applies indexation to adjust purchase price for inflation

Tax Planning Support

Make better decisions with exemptions under Sections 54, 54EC, and 54F

User-Friendly Interface

Simple, clean, and mobile-friendly design for easy use by anyone

How to Calculate Capital Gains Tax

Follow these simple steps to understand and calculate your capital gains tax liability accurately

Find Your Cost Basis

Calculate the original amount paid including purchase price, brokerage fees, and reinvested dividends

Step 1

Calculate Net Sale Price

Determine total proceeds from sale minus any selling costs like agent fees or commission

Step 2

Calculate Gain or Loss

Subtract cost basis from sale price to determine if you have a capital gain or loss

Step 3

Apply Tax Rules

Consider holding period, asset type, and applicable exemptions to determine final tax liability

Step 4

Common Question for this project

The classification depends on the holding period of the asset. For example, selling property within 24 months results in STCG; beyond 24 months is LTCG.

Yes, but the cost of acquisition will be based on the original owner's purchase price (with indexation).

By reinvesting in specified assets such as residential property or bonds under Section 54, 54F, or 54EC.

No, indexation benefit is generally available only for long-term gains on non-equity assets

Yes, if your business operates in multiple states, you need separate registration for each.